Year¹	TSP Coach
2005	2.66%
2006	2.46%
2007	2.82%
2008	4.10%
2009	1.85%
2010	6.00%
2011	5.89%
2012	1.89%
2013	2.71%
2014	2.50%
2015	3.69%
2016	2.91%
2017	0.90%
2018	4.38%
2019	3.76%
2020	8.01%
2021	3.02%
2022	6.07%
2023	4.62%
2024	1.51%
As of:	07/03/2025

L Income	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	G Fund	F Fund	C Fund	S Fund	I Fund
									0.04%	0.84%	2.16%	3.32%	2.77%
0.37%	1.48%		1.70%						0.04%	0.73%	1.56%	3.06%	2.60%
0.49%	1.90%		2.16%						0.05%	0.73%	2.68%	3.00%	2.77%
1.29%	4.72%		5.40%						0.05%	1.69%	5.82%	7.61%	7.47%
1.36%	4.78%		5.45%						0.03%	0.92%	6.16%	7.12%	7.65%
1.07%	3.91%		4.49%						0.04%	0.80%	5.32%	6.07%	6.56%
0.95%	3.38%		3.89%						0.04%	0.64%	4.41%	6.00%	5.43%
0.65%	2.30%		2.64%						0.01%	0.56%	2.91%	3.44%	4.59%
0.51%	1.68%		1.94%						0.03%	0.88%	2.35%	2.89%	3.29%
0.49%	1.61%		1.87%						0.01%	0.63%	2.28%	3.48%	2.71%
0.71%	2.36%		2.72%						0.02%	0.82%	3.78%	3.58%	4.11%
0.59%	1.96%		2.29%						0.02%	1.03%	2.84%	4.47%	3.47%
0.16%	0.50%		0.59%						0.01%	0.43%	1.09%	1.42%	1.17%
0.77%	2.34%		2.79%						0.02%	0.86%	4.24%	4.92%	3.45%
0.69%	2.06%		2.47%						0.03%	0.95%	3.56%	4.68%	3.16%
1.63%	4.54%		5.43%						0.03%	0.95%	7.18%	10.19%	7.30%
0.62%	1.61%	1.76%	1.91%	2.05%	2.18%	2.63%	2.63%	2.63%	0.02%	0.79%	3.05%	3.29%	2.76%
1.59%	3.79%	4.16%	4.52%	4.83%	5.13%	6.05%	6.05%	6.06%	0.07%	2.34%	6.21%	6.87%	6.42%
1.21%	2.76%	3.04%	3.31%	3.54%	3.76%	4.39%	4.39%	4.39%	0.04%	2.35%	4.07%	6.44%	4.60%
0.36%	0.75%	0.82%	0.88%	0.94%	1.00%	1.23%	1.23%	1.23%	0.13%	0.39%	1.51%	1.85%	0.77%
¹Life starting dates for TSP funds are August 31, 2004. TSP Coach strategy has been in use since August 2004.

Year	TSP Coach
Initial	$10,000
2005	$11,002
2006	$13,440
2007	$14,758
2008	$13,652
2009	$15,894
2010	$19,804
2011	$19,577
2012	$24,250
2013	$32,748
2014	$36,579
2015	$37,192
2016	$38,589
2017	$46,277
2018	$43,715
2019	$56,723
CAGR	12.27%
CAGR L10Y	11.10%
CAGR L5Y	8.81%
CAGR L3Y	7.02%

TSP X1^	TSP X2^	TSP Z*	TSP V*	TSP U*	TSP T*	TSP R*^	TSP Q	TSP P*
$10,000	$10,000	$10,000				$10,000	$10,000	$10,000
$10,460	$11,140	$11,920		$11,002	$11,002	$11,665	$10,414	$10,755
$11,429	$13,452	$13,478		$12,000	$13,899	$13,909	$11,850	$12,389
$11,759	$13,585	$14,474	$14,758	$12,441	$16,683	$15,913	$12,602	$13,011
$10,892	$11,343	$13,121	$12,044	$10,971	$15,480	$17,339	$12,785	$12,668
$11,679	$13,416	$15,918	$14,366	$11,319	$16,326	$23,472	$14,009	$15,687
$12,405	$16,003	$17,973	$18,359	$11,589	$21,887	$26,881	$15,436	$19,174
$12,788	$15,741	$18,625	$19,708	$11,931	$19,460	$28,111	$15,693	$21,953
$13,585	$17,480	$17,509	$22,096	$13,030	$23,294	$27,247	$16,563	$25,457
$14,834	$20,441	$19,445	$25,296	$15,218	$29,767	$31,189	$18,981	$30,632
$15,248	$21,313	$23,605	$28,362	$16,542	$33,155	$35,511	$20,493	$31,327
$15,281	$29,689	$26,431	$31,514	$16,765	$35,575	$38,941	$18,924	$31,450
$15,681	$31,350	$27,416	$31,837	$17,872	$37,449	$40,523	$19,863	$34,732
$16,864	$35,902	$31,683	$36,894	$19,780	$40,337	$47,088	$22,189	$39,770
$16,326	$33,526	$31,370	$35,771	$18,871	$41,916	$47,893	$21,982	$36,644
$18,054	$40,718	$37,830	$35,858	$21,195	$48,226	$57,456	$22,803	$46,919
4.02%	9.81%	9.28%	7.07%	4.47%	10.35%	12.36%	5.65%	10.86%
3.82%	9.79%	7.73%	6.92%	6.22%	8.22%	7.89%	3.98%	9.36%
3.39%	6.52%	7.43%	2.62%	4.80%	6.27%	8.09%	3.80%	8.33%
2.30%	4.29%	6.09%	-0.95%	2.33%	6.14%	6.86%	0.91%	5.67%

March 2021

March 01, 2021

Allocation Percentages for March 2021

F Fund

100%

C Fund

S Fund

I Fund

For new members, you may not have seen my previous commentary on when and why I switch to the F Fund. The F Fund provides a safe harbor from an impending storm. While the G looks to be a safe place to park your money, you will always lose out to inflation. Last month, I made the move to the F Fund due a number of risks, and the risks have only grown. I was able to generate a return of 0.71% for February due to February 1st generating a return of 2.25% for the S Fund sale. Now for March. We are at a major crossroads with our economy, equities, and bonds. I am very concerned with the limited options available to the Federal Reserve and the government in general. In a nutshell, and very theoretically, when equities crash or are over-valued, investors move into bonds. When bonds are too cheap, investors move into equities. When the economy enters a recession, the Federal Reserve lowers interest rates. When inflation occurs, the Federal Reserve raises interest rates, and investors move out of equities and into bonds and US Treasuries. Finally, when interest rates are kept artificially low, investors put more money into equities than the equities are worth, and then when the Federal Reserve has to raise interest rates to fight inflation equities take a double hit, international stock markets are affected, corporate bond yields rise (prices fall), and US Treasuries still don?t keep up with inflation-we very close to being here. With the economy about to pick up with COVID winding down, the velocity of money coupled with the amount of money pumped into the economy could have a major inflationary effect. I really do see this month as a continuation of the lessor of all evils. I am remaining in the F Fund. I want to note however, this month is not going to be without some opportunities to possibly take advantage of a correction. Equities are pricing in another stimulus bill-the House just passed their version. Once the bill is a foregone conclusion, I would expect a drop in the markets, ?sell the news?. While I will be sticking to my F Fund for the entirety of the month, there may be opportunities to after a major correction to move back into the C, S, or I. By no means am I saying to time the market, but the old adage of buy low sell high should reign supreme. Keep investing!

Date	L Income	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	L 2070	L 2075	G Fund	F Fund	C Fund	S Fund	I Fund
2025-06-30	27.9579	54.0610	16.3639	62.4426	17.2069	37.9654	19.3201	19.3178	19.3155	11.4479	10.0000	19.1711	20.2603	98.6743	92.0521	49.7247
2025-06-26	27.8773	53.7489	16.2611	62.0189	17.0827	37.6752	19.1450	19.1428	19.1404	11.3441	0.0000	19.1616	20.2330	97.6432	91.4042	49.3273
Daily Change	0.29%	0.58%	0.63%	0.68%	0.73%	0.77%	0.91%	0.91%	0.91%	0.92%	INF%	0.05%	0.13%	1.06%	0.71%	0.81%
Month to Date	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%	0%
Year to Date	4.55%	7.17%	7.62%	8.06%	8.44%	8.79%	9.88%	9.88%	9.88%	9.9%	0%	2.22%	4.02%	6.18%	2.11%	18.69%
Details	L Income	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	L 2070	L 2075	G Fund	F Fund	C Fund	S Fund	I Fund

Date

L Income

L 2030

L 2035

L 2040

L 2045

L 2050

L 2055

L 2060

L 2065

L 2070

L 2075