Year¹	TSP Coach
2005	2.66%
2006	2.46%
2007	2.82%
2008	4.10%
2009	1.85%
2010	6.00%
2011	5.89%
2012	1.89%
2013	2.71%
2014	2.50%
2015	3.69%
2016	2.91%
2017	0.90%
2018	4.38%
2019	3.76%
2020	8.01%
2021	3.02%
2022	6.07%
2023	4.62%
2024	1.51%
As of:	07/18/2025

L Income	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	G Fund	F Fund	C Fund	S Fund	I Fund
									0.04%	0.84%	2.16%	3.32%	2.77%
0.37%	1.48%		1.70%						0.04%	0.73%	1.56%	3.06%	2.60%
0.49%	1.90%		2.16%						0.05%	0.73%	2.68%	3.00%	2.77%
1.29%	4.72%		5.40%						0.05%	1.69%	5.82%	7.61%	7.47%
1.36%	4.78%		5.45%						0.03%	0.92%	6.16%	7.12%	7.65%
1.07%	3.91%		4.49%						0.04%	0.80%	5.32%	6.07%	6.56%
0.95%	3.38%		3.89%						0.04%	0.64%	4.41%	6.00%	5.43%
0.65%	2.30%		2.64%						0.01%	0.56%	2.91%	3.44%	4.59%
0.51%	1.68%		1.94%						0.03%	0.88%	2.35%	2.89%	3.29%
0.49%	1.61%		1.87%						0.01%	0.63%	2.28%	3.48%	2.71%
0.71%	2.36%		2.72%						0.02%	0.82%	3.78%	3.58%	4.11%
0.59%	1.96%		2.29%						0.02%	1.03%	2.84%	4.47%	3.47%
0.16%	0.50%		0.59%						0.01%	0.43%	1.09%	1.42%	1.17%
0.77%	2.34%		2.79%						0.02%	0.86%	4.24%	4.92%	3.45%
0.69%	2.06%		2.47%						0.03%	0.95%	3.56%	4.68%	3.16%
1.63%	4.54%		5.43%						0.03%	0.95%	7.18%	10.19%	7.30%
0.62%	1.61%	1.76%	1.91%	2.05%	2.18%	2.63%	2.63%	2.63%	0.02%	0.79%	3.05%	3.29%	2.76%
1.59%	3.79%	4.16%	4.52%	4.83%	5.13%	6.05%	6.05%	6.06%	0.07%	2.34%	6.21%	6.87%	6.42%
1.21%	2.76%	3.04%	3.31%	3.54%	3.76%	4.39%	4.39%	4.39%	0.04%	2.35%	4.07%	6.44%	4.60%
0.36%	0.75%	0.82%	0.88%	0.94%	1.00%	1.23%	1.23%	1.23%	0.13%	0.39%	1.51%	1.85%	0.77%
¹Life starting dates for TSP funds are August 31, 2004. TSP Coach strategy has been in use since August 2004.

Year	TSP Coach
Initial	$10,000
2005	$11,002
2006	$13,440
2007	$14,758
2008	$13,652
2009	$15,894
2010	$19,804
2011	$19,577
2012	$24,250
2013	$32,748
2014	$36,579
2015	$37,192
2016	$38,589
2017	$46,277
2018	$43,715
2019	$56,723
CAGR	12.27%
CAGR L10Y	11.10%
CAGR L5Y	8.81%
CAGR L3Y	7.02%

TSP X1^	TSP X2^	TSP Z*	TSP V*	TSP U*	TSP T*	TSP R*^	TSP Q	TSP P*
$10,000	$10,000	$10,000				$10,000	$10,000	$10,000
$10,460	$11,140	$11,920		$11,002	$11,002	$11,665	$10,414	$10,755
$11,429	$13,452	$13,478		$12,000	$13,899	$13,909	$11,850	$12,389
$11,759	$13,585	$14,474	$14,758	$12,441	$16,683	$15,913	$12,602	$13,011
$10,892	$11,343	$13,121	$12,044	$10,971	$15,480	$17,339	$12,785	$12,668
$11,679	$13,416	$15,918	$14,366	$11,319	$16,326	$23,472	$14,009	$15,687
$12,405	$16,003	$17,973	$18,359	$11,589	$21,887	$26,881	$15,436	$19,174
$12,788	$15,741	$18,625	$19,708	$11,931	$19,460	$28,111	$15,693	$21,953
$13,585	$17,480	$17,509	$22,096	$13,030	$23,294	$27,247	$16,563	$25,457
$14,834	$20,441	$19,445	$25,296	$15,218	$29,767	$31,189	$18,981	$30,632
$15,248	$21,313	$23,605	$28,362	$16,542	$33,155	$35,511	$20,493	$31,327
$15,281	$29,689	$26,431	$31,514	$16,765	$35,575	$38,941	$18,924	$31,450
$15,681	$31,350	$27,416	$31,837	$17,872	$37,449	$40,523	$19,863	$34,732
$16,864	$35,902	$31,683	$36,894	$19,780	$40,337	$47,088	$22,189	$39,770
$16,326	$33,526	$31,370	$35,771	$18,871	$41,916	$47,893	$21,982	$36,644
$18,054	$40,718	$37,830	$35,858	$21,195	$48,226	$57,456	$22,803	$46,919
4.02%	9.81%	9.28%	7.07%	4.47%	10.35%	12.36%	5.65%	10.86%
3.82%	9.79%	7.73%	6.92%	6.22%	8.22%	7.89%	3.98%	9.36%
3.39%	6.52%	7.43%	2.62%	4.80%	6.27%	8.09%	3.80%	8.33%
2.30%	4.29%	6.09%	-0.95%	2.33%	6.14%	6.86%	0.91%	5.67%

March 2021

March 01, 2021

Allocation Percentages for March 2021

F Fund

100%

C Fund

S Fund

I Fund

For new members, you may not have seen my previous commentary on when and why I switch to the F Fund. The F Fund provides a safe harbor from an impending storm. While the G looks to be a safe place to park your money, you will always lose out to inflation. Last month, I made the move to the F Fund due a number of risks, and the risks have only grown. I was able to generate a return of 0.71% for February due to February 1st generating a return of 2.25% for the S Fund sale. Now for March. We are at a major crossroads with our economy, equities, and bonds. I am very concerned with the limited options available to the Federal Reserve and the government in general. In a nutshell, and very theoretically, when equities crash or are over-valued, investors move into bonds. When bonds are too cheap, investors move into equities. When the economy enters a recession, the Federal Reserve lowers interest rates. When inflation occurs, the Federal Reserve raises interest rates, and investors move out of equities and into bonds and US Treasuries. Finally, when interest rates are kept artificially low, investors put more money into equities than the equities are worth, and then when the Federal Reserve has to raise interest rates to fight inflation equities take a double hit, international stock markets are affected, corporate bond yields rise (prices fall), and US Treasuries still don?t keep up with inflation-we very close to being here. With the economy about to pick up with COVID winding down, the velocity of money coupled with the amount of money pumped into the economy could have a major inflationary effect. I really do see this month as a continuation of the lessor of all evils. I am remaining in the F Fund. I want to note however, this month is not going to be without some opportunities to possibly take advantage of a correction. Equities are pricing in another stimulus bill-the House just passed their version. Once the bill is a foregone conclusion, I would expect a drop in the markets, ?sell the news?. While I will be sticking to my F Fund for the entirety of the month, there may be opportunities to after a major correction to move back into the C, S, or I. By no means am I saying to time the market, but the old adage of buy low sell high should reign supreme. Keep investing!

Date	L Income	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	L 2070	L 2075	G Fund	F Fund	C Fund	S Fund	I Fund
2025-07-17	28.0658	54.4326	16.4835	62.9289	17.3481	38.2948	19.5325	19.5301	19.5276	11.5736	10.1096	19.2096	20.0723	100.1890	94.7571	49.6344
2025-07-16	28.0188	54.2374	16.4188	62.6609	17.2692	38.1097	19.4184	19.4160	19.4135	11.5059	10.0505	19.2073	20.0756	99.6565	93.6717	49.4016
Daily Change	0.17%	0.36%	0.39%	0.43%	0.46%	0.49%	0.59%	0.59%	0.59%	0.59%	0.59%	0.01%	-0.02%	0.53%	1.16%	0.47%
Month to Date	0.39%	0.69%	0.73%	0.78%	0.82%	0.87%	1.1%	1.1%	1.1%	1.1%	1.1%	0.2%	-0.93%	1.54%	2.94%	-0.18%
Year to Date	4.95%	7.9%	8.41%	8.9%	9.32%	9.74%	11.09%	11.09%	11.09%	11.1%	0%	2.43%	3.05%	7.81%	5.11%	18.47%
Details	L Income	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	L 2070	L 2075	G Fund	F Fund	C Fund	S Fund	I Fund

Date

L Income

L 2030

L 2035

L 2040

L 2045

L 2050

L 2055

L 2060

L 2065

L 2070

L 2075

G Fund

F Fund

C Fund

S Fund

I Fund

2025-07-17

28.0658

54.4326

16.4835

62.9289

17.3481

38.2948

19.5325

19.5301

19.5276

11.5736

10.1096

19.2096

20.0723

100.1890

94.7571

49.6344

2025-07-16

28.0188

54.2374

16.4188

62.6609

17.2692

38.1097

19.4184

19.4160

19.4135

11.5059

10.0505

19.2073

20.0756

99.6565

93.6717

49.4016

Daily Change

0.17%

0.36%

0.39%

0.43%

0.46%

0.49%

0.59%

0.01%

-0.02%

0.53%

1.16%

0.47%

Month to Date

0.39%

0.69%

0.73%

0.78%

0.82%

0.87%

1.1%

0.2%

-0.93%

1.54%

2.94%

-0.18%

Year to Date

4.95%

7.9%

8.41%

8.9%

9.32%

9.74%

11.09%

11.1%

2.43%

3.05%

7.81%

5.11%

18.47%

Details

March 2021

Allocation Percentages for March 2021

F Fund

C Fund

S Fund

I Fund

TSP FUND QUOTES

Allocation History