Year¹	TSP Coach
2005	2.66%
2006	2.46%
2007	2.82%
2008	4.10%
2009	1.85%
2010	6.00%
2011	5.89%
2012	1.89%
2013	2.71%
2014	2.50%
2015	3.69%
2016	2.91%
2017	0.90%
2018	4.38%
2019	3.76%
2020	8.01%
2021	3.02%
2022	6.07%
2023	4.62%
2024	1.51%
As of:	11/22/2024

L Income	L 2025	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	G Fund	F Fund	C Fund	S Fund	I Fund
										0.04%	0.84%	2.16%	3.32%	2.77%
0.37%		1.48%		1.70%						0.04%	0.73%	1.56%	3.06%	2.60%
0.49%		1.90%		2.16%						0.05%	0.73%	2.68%	3.00%	2.77%
1.29%		4.72%		5.40%						0.05%	1.69%	5.82%	7.61%	7.47%
1.36%		4.78%		5.45%						0.03%	0.92%	6.16%	7.12%	7.65%
1.07%		3.91%		4.49%						0.04%	0.80%	5.32%	6.07%	6.56%
0.95%		3.38%		3.89%						0.04%	0.64%	4.41%	6.00%	5.43%
0.65%		2.30%		2.64%						0.01%	0.56%	2.91%	3.44%	4.59%
0.51%		1.68%		1.94%						0.03%	0.88%	2.35%	2.89%	3.29%
0.49%		1.61%		1.87%						0.01%	0.63%	2.28%	3.48%	2.71%
0.71%		2.36%		2.72%						0.02%	0.82%	3.78%	3.58%	4.11%
0.59%		1.96%		2.29%						0.02%	1.03%	2.84%	4.47%	3.47%
0.16%		0.50%		0.59%						0.01%	0.43%	1.09%	1.42%	1.17%
0.77%		2.34%		2.79%						0.02%	0.86%	4.24%	4.92%	3.45%
0.69%		2.06%		2.47%						0.03%	0.95%	3.56%	4.68%	3.16%
1.63%		4.54%		5.43%						0.03%	0.95%	7.18%	10.19%	7.30%
0.62%	1.21%	1.61%	1.76%	1.91%	2.05%	2.18%	2.63%	2.63%	2.63%	0.02%	0.79%	3.05%	3.29%	2.76%
1.59%	2.62%	3.79%	4.16%	4.52%	4.83%	5.13%	6.05%	6.05%	6.06%	0.07%	2.34%	6.21%	6.87%	6.42%
1.21%	1.72%	2.76%	3.04%	3.31%	3.54%	3.76%	4.39%	4.39%	4.39%	0.04%	2.35%	4.07%	6.44%	4.60%
0.36%	0.45%	0.75%	0.82%	0.88%	0.94%	1.00%	1.23%	1.23%	1.23%	0.13%	0.39%	1.51%	1.85%	0.77%
¹Life starting dates for TSP funds are August 31, 2004. TSP Coach strategy has been in use since August 2004.

Year	TSP Coach
Initial	$10,000
2005	$11,002
2006	$13,440
2007	$14,758
2008	$13,652
2009	$15,894
2010	$19,804
2011	$19,577
2012	$24,250
2013	$32,748
2014	$36,579
2015	$37,192
2016	$38,589
2017	$46,277
2018	$43,715
2019	$56,723
CAGR	12.27%
CAGR L10Y	11.10%
CAGR L5Y	8.81%
CAGR L3Y	7.02%

TSP X1^	TSP X2^	TSP Z*	TSP V*	TSP U*	TSP T*	TSP R*^	TSP Q	TSP P*
$10,000	$10,000	$10,000				$10,000	$10,000	$10,000
$10,460	$11,140	$11,920		$11,002	$11,002	$11,665	$10,414	$10,755
$11,429	$13,452	$13,478		$12,000	$13,899	$13,909	$11,850	$12,389
$11,759	$13,585	$14,474	$14,758	$12,441	$16,683	$15,913	$12,602	$13,011
$10,892	$11,343	$13,121	$12,044	$10,971	$15,480	$17,339	$12,785	$12,668
$11,679	$13,416	$15,918	$14,366	$11,319	$16,326	$23,472	$14,009	$15,687
$12,405	$16,003	$17,973	$18,359	$11,589	$21,887	$26,881	$15,436	$19,174
$12,788	$15,741	$18,625	$19,708	$11,931	$19,460	$28,111	$15,693	$21,953
$13,585	$17,480	$17,509	$22,096	$13,030	$23,294	$27,247	$16,563	$25,457
$14,834	$20,441	$19,445	$25,296	$15,218	$29,767	$31,189	$18,981	$30,632
$15,248	$21,313	$23,605	$28,362	$16,542	$33,155	$35,511	$20,493	$31,327
$15,281	$29,689	$26,431	$31,514	$16,765	$35,575	$38,941	$18,924	$31,450
$15,681	$31,350	$27,416	$31,837	$17,872	$37,449	$40,523	$19,863	$34,732
$16,864	$35,902	$31,683	$36,894	$19,780	$40,337	$47,088	$22,189	$39,770
$16,326	$33,526	$31,370	$35,771	$18,871	$41,916	$47,893	$21,982	$36,644
$18,054	$40,718	$37,830	$35,858	$21,195	$48,226	$57,456	$22,803	$46,919
4.02%	9.81%	9.28%	7.07%	4.47%	10.35%	12.36%	5.65%	10.86%
3.82%	9.79%	7.73%	6.92%	6.22%	8.22%	7.89%	3.98%	9.36%
3.39%	6.52%	7.43%	2.62%	4.80%	6.27%	8.09%	3.80%	8.33%
2.30%	4.29%	6.09%	-0.95%	2.33%	6.14%	6.86%	0.91%	5.67%

July 2021

July 01, 2021

Allocation Percentages for July 2021

F Fund

C Fund

33%

S Fund

67%

I Fund

I had another very solid month with a return of 3.16%. The S Fund continues to generate incredibly strong returns, and the C Fund is still solid as well. My one caution to everyone is to not get used to these types of returns. The average S&P 500 returns outside of these abnormal years and in non-recession years is at best 8%. At some point, there will be a reversion as our economy and the companies in the S and C Funds are not growing at 20-30% a year. Rather, we are seeing the effects of the inflationary monetary policy moving liquidity to the markets and into stocks. The reports continue to come out about inflation and whether it is transitory or permanent. If it is transitory then, by nature we would expect deflation in a transitory sense as well. In either scenario, transitory or permanent-both are not good. At some point, the Federal Reserve will have to act when the velocity of money or the amount of money in circulation reaches a tipping point. What that tipping point is, is still anyone's guess. I am of the belief that any interest rate hikes are still several quarters away. We are in a recovery mode, and unemployment benefits are still preventing full employment. There will be a hesitancy to raise interest rates until the IS-LM-FE curves are in better alignment. As a result, I'm still in the market for the C and the S Funds. I think the S rally will start to level out (especially over the summer), while the C Fund will continue to be decent. Have a great Independence Day holiday and long weekend! Keep investing!

Date	L Income	L 2025	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	L 2070	G Fund	F Fund	C Fund	S Fund	I Fund
2024-11-22	26.8071	13.8108	51.0235	15.4040	58.6345	16.1249	35.5088	17.9670	17.9648	17.9624	10.6429	18.6680	19.5294	94.1871	96.2559	42.6555
2024-11-21	26.7630	13.7847	50.8402	15.3435	58.3842	16.0512	35.3363	17.8624	17.8602	17.8579	10.5814	18.6658	19.5205	93.8581	94.6413	42.4370
Daily Change	0.16%	0.19%	0.36%	0.39%	0.43%	0.46%	0.49%	0.59%	0.59%	0.59%	0.58%	0.01%	0.05%	0.35%	1.71%	0.51%
Month to Date	1.08%	1.22%	2.18%	2.37%	2.56%	2.72%	2.89%	3.49%	3.49%	3.49%	3.46%	0.26%	-0.33%	4.74%	11.13%	-1.08%
Year to Date	7.64%	8.67%	12.8%	13.65%	14.52%	15.26%	16.02%	18.82%	18.82%	18.82%	0%	3.92%	1.6%	26.66%	24.85%	6.16%
Details	L Income	L 2025	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	L 2070	G Fund	F Fund	C Fund	S Fund	I Fund

Date

L Income

L 2025

L 2030

L 2035

L 2040

L 2045

L 2050

L 2055

L 2060

L 2065

L 2070

G Fund

F Fund

C Fund

S Fund

I Fund

2024-11-22

26.8071

13.8108

51.0235

15.4040

58.6345

16.1249

35.5088

17.9670

17.9648

17.9624

10.6429

18.6680

19.5294

94.1871

96.2559

42.6555

2024-11-21

26.7630

13.7847

50.8402

15.3435

58.3842

16.0512

35.3363

17.8624

17.8602

17.8579

10.5814

18.6658

19.5205

93.8581

94.6413

42.4370

Daily Change

0.16%

0.19%

0.36%

0.39%

0.43%

0.46%

0.49%

0.59%

0.58%

0.01%

0.05%

0.35%

1.71%

0.51%

Month to Date

1.08%

1.22%

2.18%

2.37%

2.56%

2.72%

2.89%

3.49%

3.46%

0.26%

-0.33%

4.74%

11.13%

-1.08%

Year to Date

7.64%

8.67%

12.8%

13.65%

14.52%

15.26%

16.02%

18.82%

3.92%

1.6%

26.66%

24.85%

6.16%

Details

July 2021

Allocation Percentages for July 2021

F Fund

C Fund

S Fund

I Fund

TSP FUND QUOTES

Allocation History