Year¹	TSP Coach
2005	2.66%
2006	2.46%
2007	2.82%
2008	4.10%
2009	1.85%
2010	6.00%
2011	5.89%
2012	1.89%
2013	2.71%
2014	2.50%
2015	3.69%
2016	2.91%
2017	0.90%
2018	4.38%
2019	3.76%
2020	8.01%
2021	3.02%
2022	6.07%
2023	4.62%
2024	1.51%
As of:	11/22/2024

L Income	L 2025	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	G Fund	F Fund	C Fund	S Fund	I Fund
										0.04%	0.84%	2.16%	3.32%	2.77%
0.37%		1.48%		1.70%						0.04%	0.73%	1.56%	3.06%	2.60%
0.49%		1.90%		2.16%						0.05%	0.73%	2.68%	3.00%	2.77%
1.29%		4.72%		5.40%						0.05%	1.69%	5.82%	7.61%	7.47%
1.36%		4.78%		5.45%						0.03%	0.92%	6.16%	7.12%	7.65%
1.07%		3.91%		4.49%						0.04%	0.80%	5.32%	6.07%	6.56%
0.95%		3.38%		3.89%						0.04%	0.64%	4.41%	6.00%	5.43%
0.65%		2.30%		2.64%						0.01%	0.56%	2.91%	3.44%	4.59%
0.51%		1.68%		1.94%						0.03%	0.88%	2.35%	2.89%	3.29%
0.49%		1.61%		1.87%						0.01%	0.63%	2.28%	3.48%	2.71%
0.71%		2.36%		2.72%						0.02%	0.82%	3.78%	3.58%	4.11%
0.59%		1.96%		2.29%						0.02%	1.03%	2.84%	4.47%	3.47%
0.16%		0.50%		0.59%						0.01%	0.43%	1.09%	1.42%	1.17%
0.77%		2.34%		2.79%						0.02%	0.86%	4.24%	4.92%	3.45%
0.69%		2.06%		2.47%						0.03%	0.95%	3.56%	4.68%	3.16%
1.63%		4.54%		5.43%						0.03%	0.95%	7.18%	10.19%	7.30%
0.62%	1.21%	1.61%	1.76%	1.91%	2.05%	2.18%	2.63%	2.63%	2.63%	0.02%	0.79%	3.05%	3.29%	2.76%
1.59%	2.62%	3.79%	4.16%	4.52%	4.83%	5.13%	6.05%	6.05%	6.06%	0.07%	2.34%	6.21%	6.87%	6.42%
1.21%	1.72%	2.76%	3.04%	3.31%	3.54%	3.76%	4.39%	4.39%	4.39%	0.04%	2.35%	4.07%	6.44%	4.60%
0.36%	0.45%	0.75%	0.82%	0.88%	0.94%	1.00%	1.23%	1.23%	1.23%	0.13%	0.39%	1.51%	1.85%	0.77%
¹Life starting dates for TSP funds are August 31, 2004. TSP Coach strategy has been in use since August 2004.

Year	TSP Coach
Initial	$10,000
2005	$11,002
2006	$13,440
2007	$14,758
2008	$13,652
2009	$15,894
2010	$19,804
2011	$19,577
2012	$24,250
2013	$32,748
2014	$36,579
2015	$37,192
2016	$38,589
2017	$46,277
2018	$43,715
2019	$56,723
CAGR	12.27%
CAGR L10Y	11.10%
CAGR L5Y	8.81%
CAGR L3Y	7.02%

TSP X1^	TSP X2^	TSP Z*	TSP V*	TSP U*	TSP T*	TSP R*^	TSP Q	TSP P*
$10,000	$10,000	$10,000				$10,000	$10,000	$10,000
$10,460	$11,140	$11,920		$11,002	$11,002	$11,665	$10,414	$10,755
$11,429	$13,452	$13,478		$12,000	$13,899	$13,909	$11,850	$12,389
$11,759	$13,585	$14,474	$14,758	$12,441	$16,683	$15,913	$12,602	$13,011
$10,892	$11,343	$13,121	$12,044	$10,971	$15,480	$17,339	$12,785	$12,668
$11,679	$13,416	$15,918	$14,366	$11,319	$16,326	$23,472	$14,009	$15,687
$12,405	$16,003	$17,973	$18,359	$11,589	$21,887	$26,881	$15,436	$19,174
$12,788	$15,741	$18,625	$19,708	$11,931	$19,460	$28,111	$15,693	$21,953
$13,585	$17,480	$17,509	$22,096	$13,030	$23,294	$27,247	$16,563	$25,457
$14,834	$20,441	$19,445	$25,296	$15,218	$29,767	$31,189	$18,981	$30,632
$15,248	$21,313	$23,605	$28,362	$16,542	$33,155	$35,511	$20,493	$31,327
$15,281	$29,689	$26,431	$31,514	$16,765	$35,575	$38,941	$18,924	$31,450
$15,681	$31,350	$27,416	$31,837	$17,872	$37,449	$40,523	$19,863	$34,732
$16,864	$35,902	$31,683	$36,894	$19,780	$40,337	$47,088	$22,189	$39,770
$16,326	$33,526	$31,370	$35,771	$18,871	$41,916	$47,893	$21,982	$36,644
$18,054	$40,718	$37,830	$35,858	$21,195	$48,226	$57,456	$22,803	$46,919
4.02%	9.81%	9.28%	7.07%	4.47%	10.35%	12.36%	5.65%	10.86%
3.82%	9.79%	7.73%	6.92%	6.22%	8.22%	7.89%	3.98%	9.36%
3.39%	6.52%	7.43%	2.62%	4.80%	6.27%	8.09%	3.80%	8.33%
2.30%	4.29%	6.09%	-0.95%	2.33%	6.14%	6.86%	0.91%	5.67%

November 2020

November 01, 2020

Allocation Percentages for November 2020

F Fund

C Fund

S Fund

100%

I Fund

It is fair to say the election is driving everything in the market. I try to stay very apolitical in these writings, as politics in a financial form never mix well, especially in today's world. I will continue to not play that card and make my investments and comments based on the facts. With the election just around the corner and peak uncertainty just about to be cranked up to eleven, I have thought very long about November's allocation to balance the risk of so many factors versus the possible rewards. My allocation is as follows-100% S Fund. I have arrived at this allocation through three factors. First, my system of measured risk is giving me a strong indicator for the S Fund. Second, I think the uncertainty in the election and COVID has now been almost fully priced into the markets. Third, the election, while probably close and with the outcome being contested for a week or so, will have a resolution before Thanksgiving. This might be a bold prediction, but even with extended deadlines to receive votes in some of the toss up states, I think the results will be clear much sooner than some expect. With a decided election before Thanksgiving, we should have a stimulus plan, a direction on COVID (lockdowns vs opening), and a better understanding of what the next 4 years will look like. All of these factors should benefit the market. The S Fund has been a performer of late, and while all the funds are susceptible to the international economy, the S Fund is less so and stands to gain from the US extending its GDP growth. With everything I have said, know your risk tolerance but always keep investing!

Date	L Income	L 2025	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	L 2070	G Fund	F Fund	C Fund	S Fund	I Fund
2024-11-22	26.8071	13.8108	51.0235	15.4040	58.6345	16.1249	35.5088	17.9670	17.9648	17.9624	10.6429	18.6680	19.5294	94.1871	96.2559	42.6555
2024-11-21	26.7630	13.7847	50.8402	15.3435	58.3842	16.0512	35.3363	17.8624	17.8602	17.8579	10.5814	18.6658	19.5205	93.8581	94.6413	42.4370
Daily Change	0.16%	0.19%	0.36%	0.39%	0.43%	0.46%	0.49%	0.59%	0.59%	0.59%	0.58%	0.01%	0.05%	0.35%	1.71%	0.51%
Month to Date	1.08%	1.22%	2.18%	2.37%	2.56%	2.72%	2.89%	3.49%	3.49%	3.49%	3.46%	0.26%	-0.33%	4.74%	11.13%	-1.08%
Year to Date	7.64%	8.67%	12.8%	13.65%	14.52%	15.26%	16.02%	18.82%	18.82%	18.82%	0%	3.92%	1.6%	26.66%	24.85%	6.16%
Details	L Income	L 2025	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	L 2070	G Fund	F Fund	C Fund	S Fund	I Fund

Date

L Income

L 2025

L 2030

L 2035

L 2040

L 2045

L 2050

L 2055

L 2060

L 2065

L 2070

G Fund

F Fund

C Fund

S Fund

I Fund

2024-11-22

26.8071

13.8108

51.0235

15.4040

58.6345

16.1249

35.5088

17.9670

17.9648

17.9624

10.6429

18.6680

19.5294

94.1871

96.2559

42.6555

2024-11-21

26.7630

13.7847

50.8402

15.3435

58.3842

16.0512

35.3363

17.8624

17.8602

17.8579

10.5814

18.6658

19.5205

93.8581

94.6413

42.4370

Daily Change

0.16%

0.19%

0.36%

0.39%

0.43%

0.46%

0.49%

0.59%

0.58%

0.01%

0.05%

0.35%

1.71%

0.51%

Month to Date

1.08%

1.22%

2.18%

2.37%

2.56%

2.72%

2.89%

3.49%

3.46%

0.26%

-0.33%

4.74%

11.13%

-1.08%

Year to Date

7.64%

8.67%

12.8%

13.65%

14.52%

15.26%

16.02%

18.82%

3.92%

1.6%

26.66%

24.85%

6.16%

Details

November 2020

Allocation Percentages for November 2020

F Fund

C Fund

S Fund

I Fund

TSP FUND QUOTES

Allocation History