Year¹	TSP Coach
2005	2.66%
2006	2.46%
2007	2.82%
2008	4.10%
2009	1.85%
2010	6.00%
2011	5.89%
2012	1.89%
2013	2.71%
2014	2.50%
2015	3.69%
2016	2.91%
2017	0.90%
2018	4.38%
2019	3.76%
2020	8.01%
2021	3.02%
2022	6.07%
2023	4.62%
2024	1.51%
As of:	03/28/2025

L Income	L 2025	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	G Fund	F Fund	C Fund	S Fund	I Fund
										0.04%	0.84%	2.16%	3.32%	2.77%
0.37%		1.48%		1.70%						0.04%	0.73%	1.56%	3.06%	2.60%
0.49%		1.90%		2.16%						0.05%	0.73%	2.68%	3.00%	2.77%
1.29%		4.72%		5.40%						0.05%	1.69%	5.82%	7.61%	7.47%
1.36%		4.78%		5.45%						0.03%	0.92%	6.16%	7.12%	7.65%
1.07%		3.91%		4.49%						0.04%	0.80%	5.32%	6.07%	6.56%
0.95%		3.38%		3.89%						0.04%	0.64%	4.41%	6.00%	5.43%
0.65%		2.30%		2.64%						0.01%	0.56%	2.91%	3.44%	4.59%
0.51%		1.68%		1.94%						0.03%	0.88%	2.35%	2.89%	3.29%
0.49%		1.61%		1.87%						0.01%	0.63%	2.28%	3.48%	2.71%
0.71%		2.36%		2.72%						0.02%	0.82%	3.78%	3.58%	4.11%
0.59%		1.96%		2.29%						0.02%	1.03%	2.84%	4.47%	3.47%
0.16%		0.50%		0.59%						0.01%	0.43%	1.09%	1.42%	1.17%
0.77%		2.34%		2.79%						0.02%	0.86%	4.24%	4.92%	3.45%
0.69%		2.06%		2.47%						0.03%	0.95%	3.56%	4.68%	3.16%
1.63%		4.54%		5.43%						0.03%	0.95%	7.18%	10.19%	7.30%
0.62%	1.21%	1.61%	1.76%	1.91%	2.05%	2.18%	2.63%	2.63%	2.63%	0.02%	0.79%	3.05%	3.29%	2.76%
1.59%	2.62%	3.79%	4.16%	4.52%	4.83%	5.13%	6.05%	6.05%	6.06%	0.07%	2.34%	6.21%	6.87%	6.42%
1.21%	1.72%	2.76%	3.04%	3.31%	3.54%	3.76%	4.39%	4.39%	4.39%	0.04%	2.35%	4.07%	6.44%	4.60%
0.36%	0.45%	0.75%	0.82%	0.88%	0.94%	1.00%	1.23%	1.23%	1.23%	0.13%	0.39%	1.51%	1.85%	0.77%
¹Life starting dates for TSP funds are August 31, 2004. TSP Coach strategy has been in use since August 2004.

Year	TSP Coach
Initial	$10,000
2005	$11,002
2006	$13,440
2007	$14,758
2008	$13,652
2009	$15,894
2010	$19,804
2011	$19,577
2012	$24,250
2013	$32,748
2014	$36,579
2015	$37,192
2016	$38,589
2017	$46,277
2018	$43,715
2019	$56,723
CAGR	12.27%
CAGR L10Y	11.10%
CAGR L5Y	8.81%
CAGR L3Y	7.02%

TSP X1^	TSP X2^	TSP Z*	TSP V*	TSP U*	TSP T*	TSP R*^	TSP Q	TSP P*
$10,000	$10,000	$10,000				$10,000	$10,000	$10,000
$10,460	$11,140	$11,920		$11,002	$11,002	$11,665	$10,414	$10,755
$11,429	$13,452	$13,478		$12,000	$13,899	$13,909	$11,850	$12,389
$11,759	$13,585	$14,474	$14,758	$12,441	$16,683	$15,913	$12,602	$13,011
$10,892	$11,343	$13,121	$12,044	$10,971	$15,480	$17,339	$12,785	$12,668
$11,679	$13,416	$15,918	$14,366	$11,319	$16,326	$23,472	$14,009	$15,687
$12,405	$16,003	$17,973	$18,359	$11,589	$21,887	$26,881	$15,436	$19,174
$12,788	$15,741	$18,625	$19,708	$11,931	$19,460	$28,111	$15,693	$21,953
$13,585	$17,480	$17,509	$22,096	$13,030	$23,294	$27,247	$16,563	$25,457
$14,834	$20,441	$19,445	$25,296	$15,218	$29,767	$31,189	$18,981	$30,632
$15,248	$21,313	$23,605	$28,362	$16,542	$33,155	$35,511	$20,493	$31,327
$15,281	$29,689	$26,431	$31,514	$16,765	$35,575	$38,941	$18,924	$31,450
$15,681	$31,350	$27,416	$31,837	$17,872	$37,449	$40,523	$19,863	$34,732
$16,864	$35,902	$31,683	$36,894	$19,780	$40,337	$47,088	$22,189	$39,770
$16,326	$33,526	$31,370	$35,771	$18,871	$41,916	$47,893	$21,982	$36,644
$18,054	$40,718	$37,830	$35,858	$21,195	$48,226	$57,456	$22,803	$46,919
4.02%	9.81%	9.28%	7.07%	4.47%	10.35%	12.36%	5.65%	10.86%
3.82%	9.79%	7.73%	6.92%	6.22%	8.22%	7.89%	3.98%	9.36%
3.39%	6.52%	7.43%	2.62%	4.80%	6.27%	8.09%	3.80%	8.33%
2.30%	4.29%	6.09%	-0.95%	2.33%	6.14%	6.86%	0.91%	5.67%

November 2020

November 01, 2020

Allocation Percentages for November 2020

F Fund

C Fund

S Fund

100%

I Fund

It is fair to say the election is driving everything in the market. I try to stay very apolitical in these writings, as politics in a financial form never mix well, especially in today's world. I will continue to not play that card and make my investments and comments based on the facts. With the election just around the corner and peak uncertainty just about to be cranked up to eleven, I have thought very long about November's allocation to balance the risk of so many factors versus the possible rewards. My allocation is as follows-100% S Fund. I have arrived at this allocation through three factors. First, my system of measured risk is giving me a strong indicator for the S Fund. Second, I think the uncertainty in the election and COVID has now been almost fully priced into the markets. Third, the election, while probably close and with the outcome being contested for a week or so, will have a resolution before Thanksgiving. This might be a bold prediction, but even with extended deadlines to receive votes in some of the toss up states, I think the results will be clear much sooner than some expect. With a decided election before Thanksgiving, we should have a stimulus plan, a direction on COVID (lockdowns vs opening), and a better understanding of what the next 4 years will look like. All of these factors should benefit the market. The S Fund has been a performer of late, and while all the funds are susceptible to the international economy, the S Fund is less so and stands to gain from the US extending its GDP growth. With everything I have said, know your risk tolerance but always keep investing!

Date	L Income	L 2025	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	L 2070	G Fund	F Fund	C Fund	S Fund	I Fund
2025-03-28	26.8594	13.8120	50.1902	15.1042	57.3059	15.7146	34.5059	17.2790	17.2769	17.2747	10.2384	18.9577	19.9738	88.4507	82.3925	44.2564
2025-03-27	26.9686	13.8746	50.6826	15.2667	57.9789	15.9125	34.9707	17.5702	17.5680	17.5657	10.4107	18.9555	19.8635	90.2289	84.2106	44.7319
Daily Change	-0.4%	-0.45%	-0.97%	-1.06%	-1.16%	-1.24%	-1.33%	-1.66%	-1.66%	-1.66%	-1.66%	0.01%	0.56%	-1.97%	-2.16%	-1.06%
Month to Date	-0.82%	-0.94%	-2.24%	-2.49%	-2.74%	-2.95%	-3.16%	-3.86%	-3.86%	-3.86%	-3.86%	0.33%	-0.18%	-6.17%	-7.59%	0.96%
Year to Date	0.44%	0.37%	-0.51%	-0.66%	-0.83%	-0.97%	-1.12%	-1.73%	-1.73%	-1.73%	-1.72%	1.09%	2.54%	-4.82%	-8.61%	5.63%
Details	L Income	L 2025	L 2030	L 2035	L 2040	L 2045	L 2050	L 2055	L 2060	L 2065	L 2070	G Fund	F Fund	C Fund	S Fund	I Fund

Date

L Income

L 2025

L 2030

L 2035

L 2040

L 2045

L 2050

L 2055

L 2060

L 2065

L 2070

G Fund

F Fund

C Fund

S Fund

I Fund

2025-03-28

26.8594

13.8120

50.1902

15.1042

57.3059

15.7146

34.5059

17.2790

17.2769

17.2747

10.2384

18.9577

19.9738

88.4507

82.3925

44.2564

2025-03-27

26.9686

13.8746

50.6826

15.2667

57.9789

15.9125

34.9707

17.5702

17.5680

17.5657

10.4107

18.9555

19.8635

90.2289

84.2106

44.7319

Daily Change

-0.4%

-0.45%

-0.97%

-1.06%

-1.16%

-1.24%

-1.33%

-1.66%

0.01%

0.56%

-1.97%

-2.16%

-1.06%

Month to Date

-0.82%

-0.94%

-2.24%

-2.49%

-2.74%

-2.95%

-3.16%

-3.86%

0.33%

-0.18%

-6.17%

-7.59%

0.96%

Year to Date

0.44%

0.37%

-0.51%

-0.66%

-0.83%

-0.97%

-1.12%

-1.73%

-1.72%

1.09%

2.54%

-4.82%

-8.61%

5.63%

Details

November 2020

Allocation Percentages for November 2020

F Fund

C Fund

S Fund

I Fund

TSP FUND QUOTES

Allocation History