March 2020

Allocation Percentages for March 2020
F Fund

0%

C Fund

100%

S Fund

0%

I Fund

0%

Perspective. My word of the day, week, and month. While the markets and our investments took unprecedented losses this week, the actual losses are in line with losses experienced in the last 14 months. December 2018 - C Fund -9.03%, May 2019 - C Fund -6.36%. So where do we go from here? The global markets are facing a risk that we have not seen since 1918. While news is currently breaking that the virus is spreading or has been spreading in the USA for 6 weeks, I must take the long-term view on my retirement and not panic. The world economy is going to suffer, and the markets have begun to price in GDP declines. If I were to switch my investments from the C Fund to the F Fund or even the G Fund (a fund I never invest in), I would lock in my losses from the last month. I am willing to risk further losses in the C Fund for the potential upside we may see once the market determines the actual impact to the US and world economies. Mr. Market is always looking to take the money of panicked investors, but I will not be one of them. Further bolstering my confidence is a more aggressive Federal Reserve rate cut, which Goldman Sachs announced tonight. From their analysis, they think we could see a full 50 basis point cut this month and a 100 basis point cut for the year. The markets love nothing more than rate cuts. So, in the end, perspective. Yes, we are in uncharted waters, but we have seen market drops like this before, and we have many levers to pull to improve our situation. Keep investing!
           
  

TSP FUND QUOTES

Date L Income L 2025 L 2030 L 2035 L 2040 L 2045 L 2050 L 2055 L 2060 L 2065 L 2070 G Fund F Fund C Fund S Fund I Fund
2025-03-28 26.8594 13.8120 50.1902 15.1042 57.3059 15.7146 34.5059 17.2790 17.2769 17.2747 10.2384 18.9577 19.9738 88.4507 82.3925 44.2564
2025-03-27 26.9686 13.8746 50.6826 15.2667 57.9789 15.9125 34.9707 17.5702 17.5680 17.5657 10.4107 18.9555 19.8635 90.2289 84.2106 44.7319
Daily Change -0.4%-0.45%-0.97%-1.06%-1.16%-1.24%-1.33%-1.66%-1.66%-1.66%-1.66%0.01%0.56%-1.97%-2.16%-1.06%
Month to Date -0.82%-0.94%-2.24%-2.49%-2.74%-2.95%-3.16%-3.86%-3.86%-3.86%-3.86%0.33%-0.18%-6.17%-7.59%0.96%
Year to Date 0.44%0.37%-0.51%-0.66%-0.83%-0.97%-1.12%-1.73%-1.73%-1.73%-1.72%1.09%2.54%-4.82%-8.61%5.63%
Details L Income L 2025 L 2030 L 2035 L 2040 L 2045 L 2050 L 2055 L 2060 L 2065 L 2070 G Fund F Fund C Fund S Fund I Fund
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