March 2020

Allocation Percentages for March 2020
F Fund

0%

C Fund

100%

S Fund

0%

I Fund

0%

Perspective. My word of the day, week, and month. While the markets and our investments took unprecedented losses this week, the actual losses are in line with losses experienced in the last 14 months. December 2018 - C Fund -9.03%, May 2019 - C Fund -6.36%. So where do we go from here? The global markets are facing a risk that we have not seen since 1918. While news is currently breaking that the virus is spreading or has been spreading in the USA for 6 weeks, I must take the long-term view on my retirement and not panic. The world economy is going to suffer, and the markets have begun to price in GDP declines. If I were to switch my investments from the C Fund to the F Fund or even the G Fund (a fund I never invest in), I would lock in my losses from the last month. I am willing to risk further losses in the C Fund for the potential upside we may see once the market determines the actual impact to the US and world economies. Mr. Market is always looking to take the money of panicked investors, but I will not be one of them. Further bolstering my confidence is a more aggressive Federal Reserve rate cut, which Goldman Sachs announced tonight. From their analysis, they think we could see a full 50 basis point cut this month and a 100 basis point cut for the year. The markets love nothing more than rate cuts. So, in the end, perspective. Yes, we are in uncharted waters, but we have seen market drops like this before, and we have many levers to pull to improve our situation. Keep investing!
           
  

TSP FUND QUOTES

Date L Income L 2025 L 2030 L 2035 L 2040 L 2045 L 2050 L 2055 L 2060 L 2065 L 2070 G Fund F Fund C Fund S Fund I Fund
2024-11-22 26.8071 13.8108 51.0235 15.4040 58.6345 16.1249 35.5088 17.9670 17.9648 17.9624 10.6429 18.6680 19.5294 94.1871 96.2559 42.6555
2024-11-21 26.7630 13.7847 50.8402 15.3435 58.3842 16.0512 35.3363 17.8624 17.8602 17.8579 10.5814 18.6658 19.5205 93.8581 94.6413 42.4370
Daily Change 0.16%0.19%0.36%0.39%0.43%0.46%0.49%0.59%0.59%0.59%0.58%0.01%0.05%0.35%1.71%0.51%
Month to Date 1.08%1.22%2.18%2.37%2.56%2.72%2.89%3.49%3.49%3.49%3.46%0.26%-0.33%4.74%11.13%-1.08%
Year to Date 7.64%8.67%12.8%13.65%14.52%15.26%16.02%18.82%18.82%18.82%0%3.92%1.6%26.66%24.85%6.16%
Details L Income L 2025 L 2030 L 2035 L 2040 L 2045 L 2050 L 2055 L 2060 L 2065 L 2070 G Fund F Fund C Fund S Fund I Fund
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