April 2018

Allocation Percentages for April 2018
F Fund

0%

C Fund

0%

S Fund

57%

I Fund

43%

We are one quarter into the year, and we are basically even. With all the volatility in the market, many people seem to want to follow the ups and downs by buying and selling throughout the month. As TSP participants, we can't trade more than twice a month, and I don't recommend that approach for any investments. If you are a value investor, you choose a company, conduct research into the underlying fundamentals, and if strong, you invest for the long-term. This approach has proven to be very beneficial for Berkshire Hathaway and other value investors. I was asked today by my neighbor what I thought about the market. He is in the Vanguard funds and 3 months ago he moved everything to bonds. His risk profile is very different from mine, but he had not conducted any research into why he wanted to move his investments to bonds. It was an emotional decision. This is another reason why I only trade the TSP once a month, it keeps emotion out of the calculus and relies on the facts and underlying fundamentals of each fund, how they perform against each other, and what the overall economy is doing. So my response to him was, I'm staying invested in stocks, and I'm not concerned about the recent swings cause by geopolitics and tariffs. My analysis for TSP shows a very tight range in the efficient frontier, meaning any of the stock funds could be positive next month. However, the S and I Funds look the most promising. Happy Investing!
           
  

TSP FUND QUOTES

Date L Income L 2025 L 2030 L 2035 L 2040 L 2045 L 2050 L 2055 L 2060 L 2065 L 2070 G Fund F Fund C Fund S Fund I Fund
2024-11-22 26.8071 13.8108 51.0235 15.4040 58.6345 16.1249 35.5088 17.9670 17.9648 17.9624 10.6429 18.6680 19.5294 94.1871 96.2559 42.6555
2024-11-21 26.7630 13.7847 50.8402 15.3435 58.3842 16.0512 35.3363 17.8624 17.8602 17.8579 10.5814 18.6658 19.5205 93.8581 94.6413 42.4370
Daily Change 0.16%0.19%0.36%0.39%0.43%0.46%0.49%0.59%0.59%0.59%0.58%0.01%0.05%0.35%1.71%0.51%
Month to Date 1.08%1.22%2.18%2.37%2.56%2.72%2.89%3.49%3.49%3.49%3.46%0.26%-0.33%4.74%11.13%-1.08%
Year to Date 7.64%8.67%12.8%13.65%14.52%15.26%16.02%18.82%18.82%18.82%0%3.92%1.6%26.66%24.85%6.16%
Details L Income L 2025 L 2030 L 2035 L 2040 L 2045 L 2050 L 2055 L 2060 L 2065 L 2070 G Fund F Fund C Fund S Fund I Fund
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