April 2017

Allocation Percentages for April 2017
F Fund

0%

C Fund

88%

S Fund

0%

I Fund

12%

I don't know if it is just the 24 hour news cycle or the times in which we live, but it seems that major events happen every day. With the withdrawal of the HOR Obamacare repeal, the markets have begun to doubt other plans put forward by President Trump. The bottom line however is that we have seen six straight quarters of market growth and no one knows if it will continue. A Navy co-worker of mine asked me last weekend which way I thought the market will go for the rest of the year, and my own personal opinion is that it will probably stay flat for the year. HOWEVER, flat between now and then does not mean I can't take advantage of the efficient market theorem and invest wisely and generate excess returns over the next nine months. By smartly reallocating my portfolio, I have a greater chance of generating higher returns while reducing my risk. Already for this year, I am at 6.5% with 1.5% standard deviation vs 6.0% and 1.58% standard deviation for the C Fund. Although the I Fund has less risk and a much greater return for the year, I am tempering my investment by examining the longer term performance of the Fund (2.9% standard deviation vs 1.8% for the C Fund). As a result, I am increasing my C Fund and investing in the I Fund for the first time since December 2013! Happy Investing!
           
  

TSP FUND QUOTES

Date L Income L 2025 L 2030 L 2035 L 2040 L 2045 L 2050 L 2055 L 2060 L 2065 L 2070 G Fund F Fund C Fund S Fund I Fund
2025-03-28 26.8594 13.8120 50.1902 15.1042 57.3059 15.7146 34.5059 17.2790 17.2769 17.2747 10.2384 18.9577 19.9738 88.4507 82.3925 44.2564
2025-03-27 26.9686 13.8746 50.6826 15.2667 57.9789 15.9125 34.9707 17.5702 17.5680 17.5657 10.4107 18.9555 19.8635 90.2289 84.2106 44.7319
Daily Change -0.4%-0.45%-0.97%-1.06%-1.16%-1.24%-1.33%-1.66%-1.66%-1.66%-1.66%0.01%0.56%-1.97%-2.16%-1.06%
Month to Date -0.82%-0.94%-2.24%-2.49%-2.74%-2.95%-3.16%-3.86%-3.86%-3.86%-3.86%0.33%-0.18%-6.17%-7.59%0.96%
Year to Date 0.44%0.37%-0.51%-0.66%-0.83%-0.97%-1.12%-1.73%-1.73%-1.73%-1.72%1.09%2.54%-4.82%-8.61%5.63%
Details L Income L 2025 L 2030 L 2035 L 2040 L 2045 L 2050 L 2055 L 2060 L 2065 L 2070 G Fund F Fund C Fund S Fund I Fund
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